Margill Loan Manager

Margill

Loan Manager

The industry’s most sophisticated mathematics and customizable system for lenders with complex… and not so complex needs.

Licensing Flexibility

On-site server installation: one-time license cost with annual update, maintenance and support fee
Cloud: SOC 2 compliant on Microsoft Azure Software as a Service (SAAS)

Compute, Service and Manage

Personal Loans
Installment Loans
Hard money / Asset-based Loans
Corporate Loans
Inter-company Loans
Franchise Loans
Growth capital (Private equity firms / Family offices)
Participation / Syndicated loans (multiple Investors / Funds)
R&D tax credit loans
Economic development Loans
Employee / Shareholder Loans
Student Loans
Auto Loans
Irregular / Complex Loans
Mortgages
Litigation Loans / Legal fees / Costs funding
Lines of Credit
Judgments (Collection)
Garnishments
Leases
Bridge Loans
Energy efficiency / PACE Loans
Agricultural Loans
Track Bank loans

Technical

Windows / Citrix / Mac with Windows emulator
Server / shared drive / local computer or Cloud installation
Simple 3 click installation in 3 minutes
Database (Hyperfile) included and configured
Full data at rest encryption
Single or multi user
You maintain 100% control of your data
Updates: download and install in 3 minutes

Key Features

Transform hours of Loan Servicing into minutes: Save time. Avoid errors. Report in real-time.

Loan Origination components

Accept / Reject applications (bulk import via JSON file)
Import approved Loans automatically and in real-time from your loan approval tool
Create Payment/Amortization schedules
Create/send loan documents with e-Signature
Store documents in system
Web: On-line web application form (customized for each customer) (separate module)
Web: On-line loan approval tool (separate module)
Easy on-boarding: Existing borrower/loan/transaction/import via simple Excel sheets

Payment / Amortization schedules

Create simple and complex Payment schedules
Paid, unpaid, partial, late, extra, lump sum, irregular payments
Cash vs non cash transactions
Regular payment order/sequence: Fees > Interest > Principal
Interest only, Principal only, P&I payments, mix
Multiple principal advances over time
Fixed or variable interest rates / tie loan to rate index (Prime, SOFR, etc.) / Spread / Floor/ceiling rates
Auto payment recomputation based on events

Automation

Automatic reports generation
Electronic Debits (EFT)
- USA: NACHA and VoPay
- Canada: VoPay (debits and credits) and ACCEO (debits)
- Europe: SEPA (pain008.001.02 and pain008.001.08)
- South Africa: Standard Bank
Alerts (in system, by Email or by SMS) to users/borrowers/others
Amortization schedules automatically updated when interest rate changes
Fees based on rules set by administrator
API – Loan and Borrower creation / data update via JSON or Excel file (real-time)
Automatically recomputed payments (interest-only; fixed principal; fees, interest and principal or based on interest rate change only)

Sophisticated math

Compound (Effective rate method), Simple interest and Capitalized Simple interest)
APR (Annual Percentage Rate) calculation
Multiple Day counts
Mulitple payment and compounding periods

Third -Party integration (API)

Salesforce
Sage (Cloud and Desktop)
QuickBooks
Xodo eSignature
NACHA, SEPA, JSON, Excel, PDF…
Custom APIs based on your needs

More features

Try the full version for 30 days

Buy

The Margill Loan Manager Advantage

Whether your have 25 or 75,000 clients,
Margill will help you.

Reduce costly calculation errors

Reduce your risk and bad debts

Save valuable staff time and simplify their tasks

Get instant access to critical, consolidated information, any time

Reduce accounting reporting time, increase its accuracy

Increase revenue: track true payments / automatic fees for late/unpaid payments

More Information

Overview & Screen Shots

Get a clear overview of Margill Loan Manager’s powerful features with detailed screenshots.

Overview Presentation

Videos Guides

Watch our step-by-step video guides to see how Margill Loan Manager simplifies loan tracking, amortization, and payment management.

View Guides

Quick Start User Guide

Start using Margill Loan Manager in minutes (a little optimistic) with our Quick Start User Guide.

Quick Start Guide

Product History

Discover the evolution of Margill Loan Manager — from early versions to today’s advanced loan management features and updates.

Release Notes

Testimonials

Discover testimonials from our Margill Loan Manager users

See all Testimonials

We have been using Margill for over 4 years and are very satisfied with the services provided.

The software is user friendly and regular updates with new features are provided. It is very flexible to meet your business model and you can customize the reports to what you want to see. Usually there are pre-set reports in other softwares and I personally love this feature.

They provide exceptional Customer Service. Questions and concerns are addressed right away.

It is the Best cost to value software out there in the industry.
I want to tell you that Margill has made our lives much easier here since we installed it. It has cut down the time it takes to perform my month end accounting procedures greatly!!!
The software implements best practices and provides multiple ways to handle loans and customer payments.
I just wanted to say I love the monthly newsletters! Margill is working great for all of our needs now. Thanks again and have a great day!