Margill Loan Manager

[av_section min_height=” min_height_px=’375px’ padding=’no-padding’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’header_color’ background=’bg_color’ custom_bg=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=’https://margill.com/wp-content/uploads/2015/12/mlm-laptop.jpg’ attachment=’6320′ attachment_size=’full’ attach=’scroll’ position=’top center’ repeat=’stretch’ video=” video_ratio=’16:9′ overlay_enable=’aviaTBoverlay_enable’ overlay_opacity=’0.5′ overlay_color=’#a0a0a0′ overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-hldd8j’]
[av_two_third first min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ link=” linktarget=” link_hover=” padding=’10px,0px,0px,0px’ border=” border_color=” radius=’0px’ radius_sync=’true’ background=’bg_color’ background_color=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-hbppsz’]

[av_heading tag=’h3′ padding=’10’ heading=’World-Class Loan Servicing Software’ color=’custom-color-heading’ style=’blockquote modern-quote’ custom_font=’#ffffff’ size=’32’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=’15PX,,,’ av_uid=’av-2wfo9a’][/av_heading]

[av_textblock size=’18’ font_color=’custom’ color=’#ffffff’ av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k68e64fk’ admin_preview_bg=’rgb(255, 255, 255)’]
Margill is the loan servicing software with the industry’s most sophisticated mathematics and customizable interface for lenders with complex needs.
[/av_textblock]

[av_button label=’WATCH MARGILL PRESENTATION’ link=’manually,https://www.youtube.com/embed/i_–I84whtA? iframe=true rel=”lightbox”‘ link_target=” size=’x-large’ position=’left’ label_display=” icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ color=’green’ custom_bg=’#444444′ custom_font=’#ffffff’ av_uid=’av-k69g7tqg’ admin_preview_bg=”]

[av_textblock size=” font_color=’custom’ color=’#ffffff’ av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k69lrck9′ admin_preview_bg=”]
Available Server Installed (Windows) and on the Cloud (SAAS)
[/av_textblock]

[/av_two_third][av_one_third min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ link=” linktarget=” link_hover=” padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background=’bg_color’ background_color=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-fnz5a3′]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av_uid=’av-k68cacxy’]

[/av_codeblock]

[/av_one_third]
[/av_section]

[av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-5e0effy’]
[av_heading tag=’h3′ padding=’10’ heading=’SOME OF OUR CLIENTS’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=’36’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=” av_uid=’av-t6b10u’][/av_heading]

[av_image src=’https://margill.com/wp-content/uploads/2020/02/all-clients-1.jpg’ attachment=’11717′ attachment_size=’full’ align=’center’ styling=” hover=” link=” target=” caption=” font_size=” appearance=” overlay_opacity=’0.4′ overlay_color=’#000000′ overlay_text_color=’#ffffff’ copyright=” animation=’no-animation’ av_uid=’av-k6gtvm4c’ admin_preview_bg=”][/av_image]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k6ca6t7s’ admin_preview_bg=”]

See more clients

[/av_textblock]
[/av_section]

[av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’main_color’ background=’bg_color’ custom_bg=’#ededed’ background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-4h8jpxq’]

[av_heading tag=’h3′ padding=’10’ heading=’ Key Features’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=’36’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=”][/av_heading]

[av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’50%’ custom_border_color=’#ed9600′ custom_margin_top=’0px’ custom_margin_bottom=’20px’ icon_select=’yes’ custom_icon_color=’#ed9600′ icon=’ue86f’ font=’entypo-fontello’ av_uid=’av-133nmj’ admin_preview_bg=”]

[av_one_half first min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ link=” linktarget=” link_hover=” padding=’0px,0px,0px,75px’ border=” border_color=” radius=’0px’ radius_sync=’true’ background=’bg_color’ background_color=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ mobile_breaking=” mobile_display=” av_uid=’av-amlsyb’]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k69tp6vr’ admin_preview_bg=”]

☑ Payment / Amortization schedules
  • Create simple and complex schedules
  • Paid, unpaid, partial, late, extra, lump sum payments
  • Interest-only, principal, P&I payments, mix
  • Multiple principal advances
☑ Sophisticated math
  • Compound and Simple interest
  • APR calculation
  • Multiple Day counts
☑ User-defined Customization
  • Unlimited custom fields and menus
  • Payment types (over 90 types)
  • User defines which data is displayed/hidden
☑ Fees / Escrow
  • Multiple fee types
  • Automatic fees
  • Escrow (Tax and Insurance)
☑ Automatic reminders
  • Alerts to users
  • Email alerts to Borrowers

[/av_textblock]

[/av_one_half][av_one_half min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ link=” linktarget=” link_hover=” padding=’0px,0px,0px,75px’ border=” border_color=” radius=’0px’ radius_sync=’true’ background=’bg_color’ background_color=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ mobile_breaking=” mobile_display=” av_uid=’av-amlsyb’]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k69ug261′ admin_preview_bg=”]

☑ Web interaction
  • Web portal for Borrowers / Investors
  • Mass import: borrower, loans and prospects/leads
  • Salesforce CRM integration through API
☑ Reporting
  • User-defined custom reports with over 1000 fields
  • Export to General Ledger: QuickBooks, Sage, Excel, CSV
  • Financial projections
  • Produce and email invoices, statements, letters, contracts
  • Investor statements
  • Reports produced automatically (overnight or as required)
☑ Licensing
  • On-premise license
  • Cloud (subscription)(SAAS)
☑ Other features
  • Multiple user types (from Read-only to Admin)
  • Electronic payments
  • Multi-creditor / Participation loans
  • Multi-currency
  • Attach / scan documents
  • Dashboard using widgets
  • Time-stamped Notes

[/av_textblock]

[/av_one_half][/av_section][av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’main_color’ background=’bg_color’ custom_bg=’#83a846′ background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-k69djlri’]
[av_button label=’GET A FREE TRIAL‘ link=’manually,#’ link_target=” size=’x-large’ position=’center’ label_display=” icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ color=’orange’ custom_bg=’#444444′ custom_font=’#ffffff’ av_uid=’av-k69dmglb’ admin_preview_bg=”]
[/av_section]

[av_section min_height=’25’ min_height_px=’500px’ padding=’small’ shadow=’no-shadow’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=’advantages’ color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-b6xo6b’]
[av_heading tag=’h3′ padding=’10’ heading=’The Margill Loan Manager Advantage’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=’36’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=” av_uid=’av-ltazny’][/av_heading]

[av_textblock size=’24’ font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k6cdy2qd’ admin_preview_bg=”]
Whether your have 25 or 25,000 clients, Margill will help you:
[/av_textblock]

[av_one_third first min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-amlsyb’]

[av_icon_box position=’top’ boxed=” icon=’ue887′ font=’entypo-fontello’ title=’

Reduce costly calculation errors

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av_uid=’av-ag31kb’][/av_icon_box]

[/av_one_third][av_one_third min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-aa3t3v’]

[av_icon_box position=’top’ boxed=” icon=’ue8c5′ font=’entypo-fontello’ title=’

Reduce your risk and bad debts

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av_uid=’av-a5ni9v’][/av_icon_box]

[/av_one_third][av_one_third min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-9xu0sb’]

[av_icon_box position=’top’ boxed=” icon=’ue8aa’ font=’entypo-fontello’ title=’

Save valuable staff time and simplify their tasks

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av_uid=’av-zcyuz’][/av_icon_box]

[/av_one_third][av_one_third first min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-9olwrn’]

[av_icon_box position=’top’ boxed=” icon=’ue835′ font=’entypo-fontello’ title=’

Get instant access to critical, consolidated information, any time

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av_uid=’av-9g0hvn’][/av_icon_box]

[/av_one_third][av_one_third min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-xkpl7′]

[av_icon_box position=’top’ boxed=” icon=’ue862′ font=’entypo-fontello’ title=’

Reduce accounting reporting time, increase its accuracy

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av_uid=’av-98ievv’][/av_icon_box]

[/av_one_third][av_one_third min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ animation=’pop-up’ av_uid=’av-918yuj’]

[av_icon_box position=’top’ icon_style=” boxed=” icon=’ue8c6′ font=’entypo-fontello’ title=’

Increase revenue: track true payments / automatic fees for late/unpaid payments

‘ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=” custom_content=” color=’custom’ custom_bg=’#f36f1c’ custom_font=” custom_border=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-8s588j’ admin_preview_bg=”][/av_icon_box]

[/av_one_third]
[/av_section]

[av_section min_height=” min_height_px=’888px’ padding=’small’ shadow=’no-shadow’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=’testimonials’ color=’main_color’ background=’bg_color’ custom_bg=’#f4f4f4′ background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-1gjob’]
[av_heading tag=’h1′ padding=’10’ heading=’Testimonials’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=’30’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=” av_uid=’av-mr29ny’][/av_heading]

[av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’10%’ custom_border_color=’#ed9600′ custom_margin_top=’0px’ custom_margin_bottom=’10px’ icon_select=’yes’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ av_uid=’av-3rwyaz’]

[av_testimonials style=’grid’ columns=’3′ grid_style=” interval=’3′ font_color=” custom_title=” custom_content=” av_uid=’av-3kqw6j’ admin_preview_bg=”]
[av_testimonial_single src=” name=’The Broe Group‘ subtitle=” link=” linktext=” av_uid=’av-2q06xa’]
Margill has made our lives much easier here since we installed it. It has cut down the time it takes to perform my month end accounting procedures greatly!!!
[/av_testimonial_single]
[av_testimonial_single src=” name=’Vermont Farm Fund’ subtitle=” link=” linktext=” av_uid=’av-10y91ny’]
Managing our borrowers and their loans has been tremendously simplified with Margill Loan Manager.

We find the ability to modify terms and adjust payment schedules especially helpful, as we are dealing with farmers and food producers with seasonal and sometimes unpredictable cash flows.
[/av_testimonial_single]
[av_testimonial_single src=” name=’Cliffton Capital inc’ subtitle=” link=’http://’ linktext=” av_uid=’av-26pqxa’]
This software is easy to install and to use. Also, we recommend this software for its flexibility considering the work we do. The cost is reasonable and attractive. Time for training was very low and everyone was happy to use such a powerful tool.
[/av_testimonial_single]
[/av_testimonials]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k62crdrq’ admin_preview_bg=”]

See all Testimonials

[/av_textblock]
[/av_section]

[av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’shadow’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’main_color’ background=’bg_color’ custom_bg=’#83a846′ background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-dtgu2b’]
[av_heading tag=’h3′ padding=’10’ heading=’Transform hours of Loan Servicing into minutes.
Save time. Avoid errors.’ color=’custom-color-heading’ style=’blockquote modern-quote modern-centered’ custom_font=’#ffffff’ size=’36’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=” av_uid=’av-s660lq’][/av_heading]

[av_button label=’GET A FREE TRIAL‘ link=’manually,#’ link_target=” size=’x-large’ position=’center’ label_display=” icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ color=’orange’ custom_bg=’#444444′ custom_font=’#ffffff’ av_uid=’av-k69dmglb’ admin_preview_bg=”]
[/av_section]

[av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” custom_arrow_bg=” id=” color=’main_color’ background=’bg_color’ custom_bg=’#f9f9f9′ background_gradient_color1=” background_gradient_color2=” background_gradient_direction=’vertical’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” av_element_hidden_in_editor=’0′ av_uid=’av-dtgu2b’]
[av_heading tag=’h3′ padding=’15’ heading=’More Information’ color=’custom-color-heading’ style=’blockquote modern-quote modern-centered’ custom_font=’#4c4c4c’ size=’36’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” margin=” av_uid=’av-oe2bpq’][/av_heading]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-k62crdrq’ admin_preview_bg=”]

Detailed Features          Overview & Screen Shots         Video Guides

[/av_textblock]
[/av_section]