{"id":21679,"date":"2026-01-15T11:21:39","date_gmt":"2026-01-15T16:21:39","guid":{"rendered":"https:\/\/margill.com\/?post_type=ufaq&#038;p=21679"},"modified":"2026-01-15T11:46:40","modified_gmt":"2026-01-15T16:46:40","slug":"quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets","status":"publish","type":"ufaq","link":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/","title":{"rendered":"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ?"},"content":{"rendered":"<div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct ewd-ufaq-category-tabs-\" id='ewd-ufaq-faq-list'>\n\n\t<input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' \/>\n<input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' \/>\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\n<input type='hidden' name='current_url' value='\/fr\/wp-json\/wp\/v2\/ufaq\/21679' id='ewd-ufaq-current-url' \/>\n\t\n\t\n\t<div class='ewd-ufaq-faqs'>\n\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21679-rhBUAq3NHg' data-post_id='21679'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >A<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tQu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">La cascade de paiements d\u00e9finit l\u2019ordre contractuel selon lequel chaque paiement est affect\u00e9 aux int\u00e9r\u00eats, au capital, aux p\u00e9nalit\u00e9s et aux frais. Par exemple, un contrat peut exiger que les frais soient pay\u00e9s en premier, puis les int\u00e9r\u00eats, puis le capital. Le logiciel applique automatiquement cette r\u00e9partition. Si un emprunteur effectue un paiement partiel, le syst\u00e8me l\u2019affecte pr\u00e9cis\u00e9ment selon la cascade sans alt\u00e9rer les soldes historiques. Sans cette automatisation, l\u2019affectation manuelle introduit des incoh\u00e9rences qui compromettent la fiabilit\u00e9 des audits. L\u2019utilisateur aura toujours la possibilit\u00e9 de modifier l\u2019ordre de remboursement dans des circonstances sp\u00e9ciales.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n\t<\/div>\n\n\t\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? La cascade de paiements d\u00e9finit l\u2019ordre contractuel selon lequel chaque paiement est affect\u00e9 aux int\u00e9r\u00eats, au capital, aux p\u00e9nalit\u00e9s et aux frais. Par exemple, un contrat peut exiger que les frais soient pay\u00e9s en premier, puis les int\u00e9r\u00eats, [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","ufaq-category":[429],"ufaq-tag":[],"class_list":["post-21679","ufaq","type-ufaq","status-publish","hentry","ufaq-category-accueil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/\" \/>\r\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill\" \/>\r\n<meta property=\"og:description\" content=\"A Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? La cascade de paiements d\u00e9finit l\u2019ordre contractuel selon lequel chaque paiement est affect\u00e9 aux int\u00e9r\u00eats, au capital, aux p\u00e9nalit\u00e9s et aux frais. Par exemple, un contrat peut exiger que les frais soient pay\u00e9s en premier, puis les int\u00e9r\u00eats, [&hellip;]\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Margill\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-01-15T16:46:40+00:00\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/\",\"url\":\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/\",\"name\":\"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill\",\"isPartOf\":{\"@id\":\"https:\/\/margill.com\/fr\/#website\"},\"datePublished\":\"2026-01-15T16:21:39+00:00\",\"dateModified\":\"2026-01-15T16:46:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/margill.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAQs\",\"item\":\"https:\/\/margill.com\/fr\/ufaq\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/margill.com\/fr\/#website\",\"url\":\"https:\/\/margill.com\/fr\/\",\"name\":\"Margill\",\"description\":\"Loan Servicing Solutions \/ Interest Calculators\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/margill.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/","og_locale":"fr_FR","og_type":"article","og_title":"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill","og_description":"A Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? La cascade de paiements d\u00e9finit l\u2019ordre contractuel selon lequel chaque paiement est affect\u00e9 aux int\u00e9r\u00eats, au capital, aux p\u00e9nalit\u00e9s et aux frais. Par exemple, un contrat peut exiger que les frais soient pay\u00e9s en premier, puis les int\u00e9r\u00eats, [&hellip;]","og_url":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/","og_site_name":"Margill","article_modified_time":"2026-01-15T16:46:40+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/","url":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/","name":"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ? - Margill","isPartOf":{"@id":"https:\/\/margill.com\/fr\/#website"},"datePublished":"2026-01-15T16:21:39+00:00","dateModified":"2026-01-15T16:46:40+00:00","breadcrumb":{"@id":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/margill.com\/fr\/ufaq\/quest-ce-que-la-logique-de-cascade-ordre-ou-repartition-de-paiements-en-gestion-de-prets\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/margill.com\/fr\/"},{"@type":"ListItem","position":2,"name":"FAQs","item":"https:\/\/margill.com\/fr\/ufaq\/"},{"@type":"ListItem","position":3,"name":"Qu\u2019est-ce que la logique de cascade (ordre ou r\u00e9partition) de paiements en gestion de pr\u00eats ?"}]},{"@type":"WebSite","@id":"https:\/\/margill.com\/fr\/#website","url":"https:\/\/margill.com\/fr\/","name":"Margill","description":"Loan Servicing Solutions \/ Interest Calculators","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/margill.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"_links":{"self":[{"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/ufaq\/21679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/ufaq"}],"about":[{"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/types\/ufaq"}],"author":[{"embeddable":true,"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/comments?post=21679"}],"wp:attachment":[{"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/media?parent=21679"}],"wp:term":[{"taxonomy":"ufaq-category","embeddable":true,"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/ufaq-category?post=21679"},{"taxonomy":"ufaq-tag","embeddable":true,"href":"https:\/\/margill.com\/fr\/wp-json\/wp\/v2\/ufaq-tag?post=21679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}