{"id":5188,"date":"2017-01-12T17:29:10","date_gmt":"2017-01-12T17:29:10","guid":{"rendered":"https:\/\/margill.com\/?p=5188"},"modified":"2025-10-10T10:44:33","modified_gmt":"2025-10-10T14:44:33","slug":"how-to-do-an-irregular-payments-schedule","status":"publish","type":"post","link":"https:\/\/margill.com\/en\/how-to-do-an-irregular-payments-schedule\/","title":{"rendered":"Margill Standard\/Law versions: How to do an irregular payments schedule"},"content":{"rendered":"

Question:<\/strong><\/p>\n

I have a principal of $200,000 starting 03\/01\/2017 (over 24 months) and the last payment to be made on March 1, 2019.<\/p>\n

First payment is on 4\/1\/2017 at unknown amount.<\/p>\n

Two $50,000 lump sum payments to be made on 05\/01\/2017 and 05\/01\/2018.<\/p>\n

I must also compute the payments in between the $50,000 payments.<\/p>\n

Interest at 5 percent.<\/p>\n

Can did this be calculated in one calculation?<\/p>\n

Answer:<\/strong><\/p>\n

Yes. Pretty easy to do in fact.<\/p>\n

Go to “Recurring Payments” caclulation.<\/p>\n

I will suppose compounding is Monthy.<\/p>\n

Enter this preliminary data<\/p>\n

\"\"<\/p>\n

Compute or F5 to get these preliminary results:<\/p>\n

You can totally adapt this to your needs.<\/p>\n

\"\"<\/p>\n

We know payments of 50,000 are to be paid on 05\/01\/2017 and 05\/01\/2018. Change these directly in the schedule.<\/p>\n

As for the payments in between, they must be recomputed so as to reach a balance of 0.00 at the end.<\/p>\n

Select all lines (Ctrl A) then exclude the 50,000 lines (Ctrl click on lines 2 and 14) and right click with the mouse. I want my balance to be 0.00.<\/p>\n

\"\"<\/p>\n

And here you have it. My last payment if off by a few cents so I checked “Balance = 0.00” on the bottom right.<\/p>\n

\"\"<\/p>\n

Save that calculation and you can then adapt to what happens for real over time.<\/p>\n

Took less than a minute….<\/p>\n

\n

Client comment after post:<\/strong><\/em><\/p>\n

Marc, I just checked it. You made four people very happy today. One client, two attorneys, and me.<\/em><\/p>\n

\u00a0I really appreciate your availability, patience, and instruction.<\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"

Question: I have a principal of $200,000 starting 03\/01\/2017 (over 24 months) and the last payment to be made on March 1, 2019. First payment is on 4\/1\/2017 at unknown amount. Two $50,000 lump sum payments to be made on 05\/01\/2017 and 05\/01\/2018. I must also compute the payments in between the $50,000 payments. Interest […]<\/p>\n","protected":false},"author":25,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","footnotes":""},"categories":[409,193,408],"tags":[],"class_list":["post-5188","post","type-post","status-publish","format-standard","hentry","category-margill-law-and-standard-documentation","category-knowledge-base","category-margill-law-and-standard"],"yoast_head":"\r\nMargill Standard\/Law versions: How to do an irregular payments schedule - Margill<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/margill.com\/en\/how-to-do-an-irregular-payments-schedule\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Margill Standard\/Law versions: How to do an irregular payments schedule - Margill\" \/>\r\n<meta property=\"og:description\" content=\"Question: I have a principal of $200,000 starting 03\/01\/2017 (over 24 months) and the last payment to be made on March 1, 2019. First payment is on 4\/1\/2017 at unknown amount. Two $50,000 lump sum payments to be made on 05\/01\/2017 and 05\/01\/2018. I must also compute the payments in between the $50,000 payments. 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