{"id":5123,"date":"2016-12-29T20:22:38","date_gmt":"2016-12-29T20:22:38","guid":{"rendered":"https:\/\/margill.com\/?p=5123"},"modified":"2025-10-10T10:45:08","modified_gmt":"2025-10-10T14:45:08","slug":"can-obtain-loan-value-ltv-margill-loan-manager","status":"publish","type":"post","link":"https:\/\/margill.com\/en\/can-obtain-loan-value-ltv-margill-loan-manager\/","title":{"rendered":"How can we obtain the loan-to-value (LTV) in Margill Loan Manager?"},"content":{"rendered":"<p><strong>Question<\/strong><\/p>\n<p>How can we obtain the loan-to-value (LTV) in Margill Loan Manager?<!--more--><\/p>\n<p><strong>Answer<\/strong><\/p>\n<p>This is quite straightforward. I would first create a custom field called &#8220;Asset value&#8221;. Go to Tools &gt; Settings &gt; Custom fields. Create the field for the Record Unlimited fields (could also be Custom fields 1 to 9, no matter)<\/p>\n<p id=\"zSZtLuV\"><img loading=\"lazy\" decoding=\"async\" width=\"422\" height=\"225\" class=\"alignnone size-full wp-image-5124 aligncenter\" src=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656c3f75169.png\" alt=\"\" srcset=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656c3f75169.png 422w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656c3f75169-300x160.png 300w\" sizes=\"auto, (max-width: 422px) 100vw, 422px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Then go to Reports &gt; Equation Management &gt; New. We&#8217;ll call this equation &#8220;Loan-to-Value (LTV)&#8221;. All it is, is the Principal divided by the Asset value. We made it a little more complicated by adding the original principal plus any other capital outlays over time (Line status = Add. principal (Loan)). We format this as a percentage too.<\/p>\n<p id=\"XTmCIQN\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-5129 aligncenter\" src=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656fb06090c.png\" alt=\"\" width=\"748\" height=\"250\" srcset=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656fb06090c.png 918w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656fb06090c-300x100.png 300w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656fb06090c-705x236.png 705w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656fb06090c-450x150.png 450w\" sizes=\"auto, (max-width: 748px) 100vw, 748px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p id=\"kLsDZKF\">To report on this for multiple records, simply create a report with the Record List customized with the Equation we just created.<\/p>\n<p id=\"kGcgZrD\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5128 aligncenter\" src=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656e642aabc.png\" alt=\"\" width=\"702\" height=\"199\" srcset=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656e642aabc.png 766w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656e642aabc-300x85.png 300w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656e642aabc-705x200.png 705w, https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656e642aabc-450x127.png 450w\" sizes=\"auto, (max-width: 702px) 100vw, 702px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>If this is an important ratio for you, add the Equation in the Main window:<\/p>\n<p>Tools &gt; Settings &gt; User Settings &gt;\u00a0<img loading=\"lazy\" decoding=\"async\" width=\"214\" height=\"34\" class=\"alignnone size-full wp-image-5130 \" src=\"https:\/\/margill.com\/wp-content\/uploads\/2016\/12\/img_58656feaef82d.png\" alt=\"\" \/><\/p>\n<p id=\"rFVOsLF\"><img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"141\" 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