{"id":15,"date":"2025-01-10T19:36:42","date_gmt":"2025-01-10T19:36:42","guid":{"rendered":"http:\/\/margill.local\/?page_id=15"},"modified":"2026-01-16T14:51:20","modified_gmt":"2026-01-16T19:51:20","slug":"interest-calculation-services","status":"publish","type":"page","link":"https:\/\/margill.com\/en\/products-services\/interest-calculation-services\/","title":{"rendered":"Interest Calculation Services"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" id=\"hero-image-text-page\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-d6252c37 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><figure style=\"aspect-ratio:16\/9;\" class=\"is-style-rounded-corners-small wp-block-post-featured-image wp-container-content-9b0c1c04\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1703\" src=\"https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-scaled.jpg 2560w, https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-300x200.jpg 300w, https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-1030x685.jpg 1030w, https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-1536x1022.jpg 1536w, https:\/\/margill.com\/wp-content\/uploads\/2025\/03\/glenn-carstens-peters-npxXWgQ33ZQ-unsplash-2048x1363.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group block-titre wp-container-content-9b0c1c04 is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-dca2df2a wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-style-rounded-corners-small has-white-color has-grey-1-background-color has-text-color has-background has-link-color wp-elements-d8e3a1958a57a59384613fa0b7f5ddd1 wp-container-content-164459c7 has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-38e99003 wp-block-group-is-layout-constrained\" style=\"padding-top:2em;padding-right:5em;padding-bottom:2em;padding-left:3em\"><h1 style=\"font-style:normal;font-weight:500;line-height:1;\" class=\"has-link-color wp-elements-8bd1aae4fb24be4581dbc5c9703a47b1 wp-block-post-title has-text-color has-primary-color has-xx-large-font-size has-aileron-font-family\">Interest Calculation Services<\/h1><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-c06ac057 wp-block-group-is-layout-constrained\">\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-10e09257 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-60c18863 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5680b8a3 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ff973003 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-outermost-icon-block\"><div class=\"icon-container\" style=\"width:60px;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg width=\"43\" height=\"38\" viewBox=\"0 0 43 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M37.3334 38H18.0001C15.3334 25.3333 25.3334 25.3333 20.6667 22L16.0001 17.3333L16.6667 15.3333C18.0001 17.1111 21.8667 20.6667 24.0001 20.6667C27.3334 20.6667 24.0001 14.6667 24.0001 10.6667C24.0001 1.33333 33.3334 0 42.0001 0C42.5334 0.533333 39.1112 25.5556 37.3334 38Z\" fill=\"#F86700\"><\/path><path d=\"M18 23.8893C14.6667 20.5559 6 18.5559 0 30.5559C4.66667 33.2226 14 33.8893 18 23.8893Z\" fill=\"#009147\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:clamp(1.25em, 1.25rem + ((1vw - 0.2em) * 1.071), 2em);\">Complex interest calculations <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">handled by experts<\/mark><\/h2>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Need help with complex or <strong>large-scale interest calculations<\/strong>? Let our expert team handle it for you &#8211; save time, avoid costly errors, and get accurate results you can trust.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-grey-1-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-10e09257 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem\">\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6a3d29b5 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-dd35c7d9 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-outermost-icon-block\"><div class=\"icon-container\" style=\"width:60px;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg width=\"43\" height=\"38\" viewBox=\"0 0 43 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M37.3334 38H18.0001C15.3334 25.3333 25.3334 25.3333 20.6667 22L16.0001 17.3333L16.6667 15.3333C18.0001 17.1111 21.8667 20.6667 24.0001 20.6667C27.3334 20.6667 24.0001 14.6667 24.0001 10.6667C24.0001 1.33333 33.3334 0 42.0001 0C42.5334 0.533333 39.1112 25.5556 37.3334 38Z\" fill=\"#F86700\"><\/path><path d=\"M18 23.8893C14.6667 20.5559 6 18.5559 0 30.5559C4.66667 33.2226 14 33.8893 18 23.8893Z\" fill=\"#009147\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:clamp(1.25rem, 1.25rem + ((1vw - 0.2rem) * 1.071), 2rem);\">Types of interest calculations supported<\/h2>\n<\/div>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Calculation of interest on hundreds or thousands of invoices\n<ul class=\"wp-block-list\">\n<li>One or multiple invoices by client and on various dates<\/li>\n\n\n\n<li>Partial payments can be included<\/li>\n\n\n\n<li>Fixed or variable interest rates<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Calculation of pre and postjudgment interest on one amount or multiple amounts (often judgments) over time, including regular or irregular payments, at fixed or variable interest rates<\/li>\n\n\n\n<li>Calculation of balances owed on mortgages, loans, lines of credit, etc. These can become quite complex and include late, partial or unpaid payments, fees, etc.<\/li>\n\n\n\n<li>Calculation of interest on arrears such as alimony, rent, salaries, or overtime wages<\/li>\n\n\n\n<li>Cost of credit (Annual percentage rate (APR)) calculations<\/li>\n<\/ul>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-blanc-casse-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-172bf624 wp-block-group-is-layout-constrained\" style=\"padding-top:2.33rem;padding-right:2rem;padding-bottom:2.33rem;padding-left:2rem\">\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6a3d29b5 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ff973003 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-outermost-icon-block\"><div class=\"icon-container\" style=\"width:60px;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg width=\"43\" height=\"38\" viewBox=\"0 0 43 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M37.3334 38H18.0001C15.3334 25.3333 25.3334 25.3333 20.6667 22L16.0001 17.3333L16.6667 15.3333C18.0001 17.1111 21.8667 20.6667 24.0001 20.6667C27.3334 20.6667 24.0001 14.6667 24.0001 10.6667C24.0001 1.33333 33.3334 0 42.0001 0C42.5334 0.533333 39.1112 25.5556 37.3334 38Z\" fill=\"#F86700\"><\/path><path d=\"M18 23.8893C14.6667 20.5559 6 18.5559 0 30.5559C4.66667 33.2226 14 33.8893 18 23.8893Z\" fill=\"#009147\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:clamp(1.25rem, 1.25rem + ((1vw - 0.2rem) * 1.071), 2rem);\">How an <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">interest calculation<\/mark> mandate is carried out<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-7d61f900 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Initial analysis of your needs with one of our experts by phone<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-82eb0e25 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>Data calculation settings are discussed (simple or compound interest, compounding frequency, day count, interest rate(s), time period, etc.)<\/li>\n\n\n\n<li>Service cost sent to you<\/li>\n\n\n\n<li>You send the data to the Margill expert, usually in a spreadsheet with due dates, amounts, and a record identifier (anonymous or not). A non-disclosure agreement may be signed by Margill, but we prefer receiving and returning anonymous data.<\/li>\n\n\n\n<li>Problem data is identified (usually invalid dates) and corrected by the client \u2013 data then returned to Margill<\/li>\n\n\n\n<li>Calculation results are sent back in Excel or CSV format. Individual detailed calculations can also be sent in PDF format.<\/li>\n\n\n\n<li>We can store your results for a specified time period to extract any additional data you require (special balances, interest for a specific time frame, etc.)<\/li>\n\n\n\n<li>Our software can also be temporarily \u201crented\u201d for a few days or weeks so you can extract other information from the resulting calculated data<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">All calculations are supervised by Marc Gelinas, Attorney, MBA, who has been deeply involved in the field for the over 30 years. Marc is the author of the White Paper: The Lost Art of Interest Calculation , originally published in Real Estate Law &amp; Industry Report.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-10e09257 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-60c18863 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5680b8a3 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-dd35c7d9 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-outermost-icon-block\"><div class=\"icon-container\" style=\"width:60px;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg width=\"43\" height=\"38\" viewBox=\"0 0 43 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M37.3334 38H18.0001C15.3334 25.3333 25.3334 25.3333 20.6667 22L16.0001 17.3333L16.6667 15.3333C18.0001 17.1111 21.8667 20.6667 24.0001 20.6667C27.3334 20.6667 24.0001 14.6667 24.0001 10.6667C24.0001 1.33333 33.3334 0 42.0001 0C42.5334 0.533333 39.1112 25.5556 37.3334 38Z\" fill=\"#F86700\"><\/path><path d=\"M18 23.8893C14.6667 20.5559 6 18.5559 0 30.5559C4.66667 33.2226 14 33.8893 18 23.8893Z\" fill=\"#009147\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:clamp(1.25em, 1.25rem + ((1vw - 0.2em) * 1.071), 2em);\">Business cases:<\/h2>\n<\/div>\n<\/div>\n\n\n\n<p class=\"text-2-col wp-block-paragraph\"><strong>Interest on invoices:<br><\/strong>Calculate the legal interest (variable rates) for over 1,500 invoices owed by as many seperate companies. Anonymized data (with identifiers) was sent to Margill in a simple spreadsheet containing the dates and amounts. The results were sent the following day with summary results and detailed calculations.<br><br><strong>Overtime pay:<br><\/strong>The mandate was to calculate the interest due on overtime pay for thousands of workers. An Excel file containing the workers\u2019 unique identifiers, the number of hours owed for each date, the hourly rate, and a final calculation date was provided. The interest due to each worker was sent the following day.<br><br>For more information on this service please call or email us.<br><br>When<strong> interest calculations<\/strong> become recurring or increase in volume, some organizations adopt dedicated tools. <a href=\"https:\/\/margill.com\/en\/products-services\/margill-loan-manager\/\">Margill Loan Manager<\/a> centralizes payments, interest, arrears and receivables across an entire portfolio. For one-off calculations outside a mandate, the <a href=\"https:\/\/margill.com\/products-services\/margill-interest-calculator\/\">Margill Interest Calculator<\/a> allows teams to validate standard interest calculations with the same level of rigor. Teams can also rely on integrated <a href=\"https:\/\/margill.com\/en\/products-services\/interest-rate-tables\/\">interest rate tables<\/a> to apply legal rates, banking rates or reference indices used in financial calculations.<\/p>\n<\/div>\n<\/section>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-grey-1-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-cd823a20 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Frequently asked questions about <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">interest calculation services<\/mark><\/h2>\n\n\n\n<div class=\"wp-block-group is-style-rounded-corners-small has-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-10e09257 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem\"><div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct ewd-ufaq-category-tabs-\" id='ewd-ufaq-faq-list'>\n\n\t<input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' \/>\n<input type='hidden' name='include_category' value='interest-calculation-services' id='ewd-ufaq-include-category' \/>\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\n<input type='hidden' name='current_url' value='\/en\/wp-json\/wp\/v2\/pages\/15' id='ewd-ufaq-current-url' \/>\n\t\n\t\n\t<div class='ewd-ufaq-faqs'>\n\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21769-pnzECv31Ti' data-post_id='21769'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tAre the calculations compliant with legal and accounting standards?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">Yes. Calculations follow applicable day-count conventions, legal or contractual rates and the rules defined for each mandate. The logic used is consistent and reproducible, which facilitates validation in audit or legal contexts.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div><div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21768-9i4rGjLXUY' data-post_id='21768'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tHow does an interest calculation mandate work at Margill?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">The mandate begins with an analysis of requirements and calculation parameters. Data is then submitted by the client, reviewed and used to produce the results. Calculations are delivered promptly, in either detailed or summary formats based on client needs.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div><div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21771-4N4efIdZQt' data-post_id='21771'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tIs the data submitted kept confidential?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">Yes. Clients may submit anonymized data, and a confidentiality agreement can be signed if required. Information is handled securely throughout the entire mandate.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div><div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21770-IaMTuymHdZ' data-post_id='21770'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tWhat is the difference between calculation services and Margill software?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">Calculation services are performed by experts for specific or one-time mandates. Software solutions such as the <a href=\"https:\/\/margill.com\/en\/products-services\/margill-loan-manager\/\">Margill Loan Manager<\/a> or the <a href=\"https:\/\/margill.com\/products-services\/margill-interest-calculator\/\">Interest Calculator<\/a> are used directly by teams for recurring or internal needs. Both rely on the same calculation rigor.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div><div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21767-M3DjUEu3Za' data-post_id='21767'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tWhat types of calculations can be handled?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">Services cover interest calculations on invoices, judgments, loans, mortgages, lines of credit and arrears. Mandates may include irregular payments, late payments, fees and different day-count conventions. Each file is handled according to the parameters defined at the outset.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div><div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-21766-0k38v1g9Lc' data-post_id='21766'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >a<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h3>\n\t\t\t\tWhen should organizations use external interest calculation services?\t\t\t<\/h3>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body ewd-ufaq-hidden' >\n\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t\n<p class=\"wp-block-paragraph\">Interest calculation services are useful when calculations become complex, high-volume or legally sensitive. This is often the case with partial payments, variable rates, long time periods or multiple beneficiaries. They provide reliable results without the need for repeated internal validation.<\/p>\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n\t<\/div>\n\n\t\n<\/div><\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group has-grey-1-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-40b50fce wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-left-radius:5px;border-bottom-right-radius:5px;padding-top:2rem;padding-right:1.5rem;padding-bottom:2rem;padding-left:1.5rem\">\n<p class=\"has-text-align-center wp-block-paragraph\">\nFor more information on this service please call or email us.&nbsp;&nbsp; \n<a style=\"background-color:#F1832E;color:#fff;border:none;padding:8px 14px;border-radius:5px;cursor:pointer;\nfont-size:14px;display:inline-block;text-decoration:none;\" href=\"https:\/\/margill.com\/support\/contact-us\/\">\nContact us\n<\/a>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Complex interest calculations handled by experts Need help with complex or large-scale interest calculations? Let our expert team handle it for you &#8211; save time, avoid costly errors, and get accurate results you can trust. Types of interest calculations supported How an interest calculation mandate is carried out Initial analysis of your needs with one [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":18307,"parent":17482,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"no-title","meta":{"_crdt_document":"","footnotes":""},"class_list":["post-15","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Interest Calculation Services for Financial Institutions | Margill<\/title>\r\n<meta name=\"description\" content=\"Interest calculation services for settlements, unpaid salaries and judgment computations. 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