News

Appolo Says Private Credit May Reach $40 Trillion by 2030

Apollo Global Management said that a booming part of private credit is already a $20 trillion industry and that the market as a whole may reach $40 trillion within the next five years. An interesting article by James Crombie from Bloomberg News about the subject can be consult here.    

Annual congress of APDEQ

Marc Gelinas, CEO for Margill, is currently attending the 64th edition of the annual congress of the Association of Economic Development Professionnals of the province of Quebec. (Association des Professionnels en développement économique du Québec  – APDEQ), which is being held in the city of Sherbrooke. This year’s theme is the equation of economic prosperity, […]

Margill CEO attending Canada Fintech Forum in Montreal

September 10, 2024 – Margill CEO Marc Gelinas is currently attending the Canada Fintech Forum in Montreal. The Canada Fintech Forum is a landmark international gathering that aims to showcase emerging global trends in Fintech, new technology solutions for the financial industry and emerging Fintech start-ups. The Fintech Forum also aims to facilitate networking and […]

Margill Loan Manager – Explanatory document for Transition from “Perceptech” to “VoPay”

September 4, 2024 The transition from Perceptech to VoPay is done in a few minutes in Margill. Simply follow the instructions below and follow the short “Transition Wizard” in Margill. 1) Before the transition, it is important to know that the following fields are mandatory for the Borrower: Name, First name (or Company), Address, City, […]

Margill Loan Manager / ACCEO

Explanatory document for Transition from “Perceptech” to “Transfere ACCEO” September 4, 2024 The transition from Perceptech to Transfere is done in a few minutes in Margill. Simply follow the instructions below and follow the short “Transition Wizard” in Margill. Note that ACCEO Transphere is the same company as Perceptech but on a technical level, Margill […]

Margill Loan Manager – How to create a report which identifies all of the unpaid payments

Q: How can we create a report which identifies all of the unpaid payments? A: I would create and run a Transaction report. 1. Create a New report template. On the top right, pick up at least the Unpaid Pmt Line status (there could be other Unpaid Pmt Line statuses). 2. On the left from the “Transaction […]

Margill Loan Manager – How to eliminate an Outstanding amount when the final loan balance is 0.00

Question: I’m trying to apply a payment in order to elimintat the outstanding balance in a loan. Can you explain how to do it? Answer: The outstanding amount is somewhat of a theoretical amount in more complex or irregular loans. The amount is based on what is actually paid (“Payment” column in the Payment schedule) […]

Margill Loan Manager – Update of Borrower’s data with Global Changes and an Excel sheet

Margill Loan Manager – Update of Borrower’s data with Global Changes and an Excel sheet Question: I must make sure that all my loans include a name, address, city, province (or state), postal code (or Zip) and country for the Borrowers in a specific format.  How can I do that in Margill? Answer: This operation […]

Is it possible to issue a refund to a customer who overpaid, directly from Margill?

Q: Is it possible to issue a refund to a customer who overpaid, directly from Margill? A: Do you mean issuing a credit to the customer directly in Margill like when you do a pre-authorized debit with Perceptech / Acceo / Transphere (in Canada)? The answer is no with Perceptech / Transphere but with our […]

Open banking

In Budget 2024, the Government of Canada announced its plan for the implementation of consumer-driven banking. Consumer-driven banking, also known as open banking or consumer-directed finance, refers to frameworks that allow consumers and small businesses to securely transfer their financial data through an application programming interface (API) to approved service providers of their choice. Consumer-driven banking […]